Microfinance Loan Book
On-ground market trade financing, esusu group cross-guarantees, automated portfolio audits, repayment tracking, and dividend distribution.
Operational Flow & Interface Showcase
Field DisbursementOn-Ground Market Trade Financing & Field Disbursement
Esusu & Cross-GuarantorsGuarantor Workflow & Esusu Group Verification Desk
Audit & ReconciliationEnterprise Portfolio Audits & Cashflow Reconciliation
Repayment TrackingRepayment Tracking, Velocity & Loan Extension Eligibility
Dividends & SettlementFinal Loan Settlement, Dividend Distribution & Digital Receipts
Field DisbursementOn-Ground Market Trade Financing & Field Disbursement
Esusu & Cross-GuarantorsGuarantor Workflow & Esusu Group Verification Desk
Audit & ReconciliationEnterprise Portfolio Audits & Cashflow Reconciliation
Repayment TrackingRepayment Tracking, Velocity & Loan Extension Eligibility
Dividends & SettlementFinal Loan Settlement, Dividend Distribution & Digital Receipts
Ready to deploy?
Submit a phone request to coordinate operational parameters.
Target Operations
Who it is for: Microfinance banks, community credit unions, market trader associations, and grassroots MSME lenders in Nigeria.
Operational Capabilities
- • On-ground market trade loan disbursement & biometric/PIN confirmation
- • Esusu & Ajo group solidarity cross-guarantee risk verification desk
- • Enterprise portfolio cashflow audit & automated reconciliation server
- • Repayment tracking, loan amortization engine & extension eligibility scoring
- • Digital dividend payout computation, receipts & direct bank settlement
Legacy Replacement
Deploying this solution eliminates dependence on:
- - Manual paper ledgers and unrecorded cash disbursements at market stalls
- - Unenforceable verbal group loan guarantees
- - Inaccurate interest calculations and delayed end-of-quarter portfolio reconciliations
Designed for rugged field tablets with full offline transaction synchronization when network reconnects.
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